What a depressing post that last one was! I do want to say that before we took that road we tried to do all of the right things. We sold our house last spring (at a loss) as we could rent for half of the payment of the house. Our rental is actually nicer then our house was and the horses still have 5 acres to play on. We also sold anything that was paid for except the horse trailer (which is not worth much) and cut back wherever possible. It was a hard decision to make but in the end it came down to our trucks and four wheelers - our pick ups being 61% of our debt. We did not run up a bunch of credit cards - actually last year we paid off an 8000 credit card and I cut it up. All of our others were under 2000. Anyway not that I needed to justify but after reading the post it struck me that there is no mention of how we got there except that Dwane has not found steady work. ON a good note starting January 4 he will be working for Stimson in Plummer (which means staying at his brothers during the week) for 6 to 8 weeks and then hopefully his dump truck will get busy as they did have driver quit and he will be moved into a permanent position at that time. So hopefully next year will look better then this.
As for the ponies they are doing good. Dwane gets to feed 3 times a day since he is home - I told him instead of feeding extra at feeding time give them an afternoon snack since it is so cold out. They are fat and sassy and I am a fair weather horse person so besides being fed - looked at for ouchies - watered they have it pretty easy all winter :).
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That's interesting that most of your debt was the truck and 4-wheelers. When you think about it, vehicles cost about as much as a house--or at least their payments are almost as high. Something's just not right about that.
We had our barn built by Stimson--is it any relation?
That's not a bad deal---someone to feed your horses 3 times a day! I wish I could avoid going out in the 5 degree weather!
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